Every day, you wake up and rush out of bed to get ready for work. Be honest with us and tell us how much time you have to plan your wardrobe for the day, including matching accessories? And it becomes quite a task if you have to attend an additional event planned for the night.

Well, let us take a guess: 5 minutes maximum? We believe you need jewelry that will allow you to leave the house fast without having to worry about whether it suits your outfit. This is when the sheer allure of lab grown diamond jewelry enters the picture.

One such jewelry piece that truly stands out is the breathtaking beauty of lab grown diamond tennis necklaces. These ethical dazzlers are the perfect addition to your staple jewelry collection. A lab diamond tennis necklace is the perfect jewelry piece that would allow you to dress up or down, depending on the occasion.

With that being said, in this article, we will help you with some mind-blowing tips on how you can style one of these necklaces for day and night!

A Smooth Transition from Day to Night

To be honest, all of us at least once must’ve encountered one such occasion where we had to rush to an event right after work. We get how daunting it can be to carry an extra pair of clothes and jewelry. If you are someone who does this quite often, then we are here to save you from that. We suggest that you wear that little party dress to work, but don’t worry, you can layer it with a good formal blazer suitable for work.

This way, you can just ditch the blazer when you leave for the event, and as for the jewelry, we would recommend that you go with a classic pair of diamond stud earrings and pair them with your lab diamond tennis necklace, which is somewhere around 12 inches so that it rests on your collarbone, and add a sparkling solitaire to add the finishing touch to your ensemble. Wait, let’s not forget a good pair of nude pumps to complement your overall look.

Styling Necklaces for Different Occasions

When we shop for jewelry suitable for everyday and special occasions too, one such piece that is worth investing in is a solitaire necklace. These necklaces feature a single diamond in the center, which exudes both radiance and luxury at the same time. There are different styles that you can explore when shopping for these necklaces, but a single solitaire diamond and halo-style pendant necklace truly stands out.

It doesn’t matter if you are styling these for a formal setting like an office or a casual gathering like a brunch date with your friends. A solitaire pendant will complement the occasion and setting. But wait, before you invest in lab diamond jewelry, we encourage you to check out the 4 C’s of a diamond and whether the diamond is certified.

This will ensure that you are getting the best value for your budget. If you are confused about how to buy the best lab diamond necklace, you can book an online appointment with our experts at Friendly Diamonds. We are sure they will help you get the best diamond jewelry available that fits your budget and style. With that, we come to the end of this article. We hope you enjoyed these amazing styling tips.

Happy styling;)

Vendor financing is a popular method for businesses to acquire goods or services without immediate cash outlay. You can choose the option that best suits your business needs by understanding the various structures of vendor financing deals. Here’s an in-depth look at the common structures of vendor finance deals.

1. Deferred Payment Agreements

One of the simplest forms of vendor financing is a deferred payment agreement. In this structure:

• Payment Delay: The buyer receives the goods or services immediately but defers the payment later, often 30, 60, or 90 days.
• No Interest: These agreements usually do not involve interest, making them an attractive option for businesses needing short-term liquidity.
• Mutual Trust: These deals rely heavily on the trust between the vendor and the buyer, as the vendor essentially provides an interest-free loan.

Deferred payment agreements are ideal for businesses with predictable cash flow who need to manage short-term expenses without immediate cash outflow.

2. Installment Plans

Installment plans are another standard structure in vendor finance deals. This approach involves:

• Scheduled Payments: The buyer agrees to pay for the goods or services in fixed installments over a specified period, such as monthly or quarterly.
• Interest Charges: Unlike deferred payment agreements, installment plans typically include interest charges, which can vary based on the agreement.
• Flexibility: These plans offer flexibility in managing cash flow, as the cost is spread over time.

According to Lantern by SoFi, “If the vendor will only finance a percentage of the cost, the borrower will likely need to make a down payment.”  

Installment plans are suitable for businesses looking to acquire expensive equipment or services without straining their immediate financial resources.

3. Lease Agreements

Leasing is a popular form of vendor financing, especially for equipment and machinery. In a lease agreement:

• Usage Rights: The buyer (lessee) gets the right to use the equipment for a specified period while the vendor (lessor) retains ownership.
• Regular Payments: The lessee makes regular lease payments, which can be monthly, quarterly, or annually.
• Option to Purchase: Some lease agreements include an option for the lessee to purchase the equipment at the end of the lease term, often at a reduced price.

Lease agreements benefit businesses that need access to expensive equipment but prefer to avoid purchasing it outright.

4. Consignment Agreements

Consignment agreements are another structure of supplier credit  that involves:

• Inventory on Consignment: The vendor supplies goods to the buyer, who sells them on behalf of the vendor.
• Payment After Sale: The buyer pays the vendor only after the goods are sold, reducing the buyer’s financial risk.
• Inventory Management: The buyer typically handles the inventory and sales process, while the vendor retains ownership of the goods until they are sold.

Consignment agreements are advantageous for businesses that want to expand their product offerings without the risk of unsold inventory.

5. Trade Credit

Trade credit is a widely used supplier credit structure where:

• Credit Terms: The vendor extends credit to the buyer, allowing them to purchase goods or services with an agreement to pay later, typically within 30, 60, or 90 days.
• No Immediate Cash Outflow: The buyer can manage their cash flow more effectively by delaying payment.
• Building Creditworthiness: Regular and timely payments can help the buyer build a good credit relationship with the vendor.

Trade credit benefits businesses that must manage cash flow while maintaining good supplier relationships.

Understanding the common structures of vendor financing deals can help you choose the best option for your business needs. Each structure offers unique benefits and flexibility, whether deferred payment agreements, installment plans, lease agreements, consignment agreements, or trade credit. By selecting the proper supplier credit structure, you can manage your cash flow more effectively, acquire necessary goods and services, and foster strong relationships with your suppliers.

From Hollywood Hills to the lush beaches of Miami, there are many famous cities where you can wine and dine like glamorous celebrities or shop like there’s no tomorrow. Traveling is a great way to learn about the world around you, and it’s enjoyable as well. However, nothing can ruin fun and travel plans like a severe injury or crime. Travelers are commonly victims of crimes due to unfamiliarity with new locations. Before riding first class to all the cities on your bucket list, learn to keep yourself safe in a new area with these travel tips.

1. Take a Friend

While solo travel can be enriching and valid, bring a friend if you’re worried about being lost or alone in a new city! You can take your best friend, partner, or family member. Make sure they’re fun to hang out with and are willing to use the buddy system to keep you safer in a new area. While bringing a friend won’t totally reduce the crime risk, it can deter many criminals.

2. Don’t Get Distracted

It’s easy to get lost in a big city or unfamiliar streets. You may have your nose buried in a Google Maps itinerary and be oblivious to someone stealing your wallet or following you into an alleyway. Pay attention to streets, people, and circumstances around you. Keep your belongings on guard under your watch at all times. Don’t wander anywhere without looking. Check your maps privately or only briefly. Admire landmarks without getting too distracted. Be wary about who you ask for directions.

3. Avoid Solo Drinking

Intoxication can lead to a significant loss of judgment or cognitive function. Some criminals look to prey on people drinking alone for robbery, sexual assault, or kidnapping purposes. There’s nothing wrong with enjoying a martini or beer with a meal in your solo travels, but avoid drinking excessively. If you want to party, do it in a private area or with trusted friends who will stick by your side the entire night. Avoid losing keys, wallets, or travel documents when drinking.

4. Pay Attention to the Roads

It can be confusing and frustrating to drive through unfamiliar streets and cities. Looking at Google Maps or famous landmarks while driving can increase the risk of accidents. You may even strike a pedestrian. You may even be the pedestrian struck if you’re careless while crossing the street. Pay attention to the roads and other drivers while both driving and walking. You can always turn around if lost but can’t undo a car accident.

5. Practice Rideshare Safety

Many travelers use rideshare services like Lyft or Uber to travel to new areas. While most rideshare drivers are considered professional and safe, there have been legal or safety issues in rideshare trips. As a precaution, let others know when and where you’re traveling via rideshare. Verify the license plate and name of the driver before getting in any car—have the driver state their name that matches their rideshare profile. Consider riding with someone you know to reduce the risk of danger. Don’t get into any vehicle, rideshare or otherwise, operated by an intoxicated driver. 

Car accidents can and do occur in a rideshare occasionally. When this happens, consider consulting with an attorney to understand your next steps. You will need an attorney in the same state where the accident occurred. For example, if you’re traveling through Nashville to see the Grand Ole Opry, you’ll need an Uber or Lyft accident lawyer in Nashville. If you’re cruising through famous shopping destinations in Beverly Hills, hire a California rideshare attorney. A Miami Beach rideshare accident requires a Florida law firm.

6. Avoid Dangerous Areas

No area is utterly risk-free in terms of crime or danger. However, some parts of cities have higher crime rates than others due to a lack of policing or increased tourism. Research different parts of your travel destination for safety. Learn about local hotspots for crime. Check out the crime rates before booking any hotel or lodging. 

7. Don’t Be Too Flashy

Of course, when traveling, you’ll want to wear your fancy little black dress or sport your Rolex. Be careful where you do this, however. You can indulge in glamorous wear, but be on your guard. If you look like you have money, it can put a target on your back for robbery. If you find yourself the victim of a theft, follow their instructions carefully and don’t try to be too brave—it could cost you your life.

8. Keep Your Wallet Close

Skilled thieves can swipe a wallet without you noticing for hours. Keep your wallet attached to your person. Don’t put a wallet in a bag on your back. Keep it in a clutch, purse, or pocket attached to you. If you put your wallet in your pocket, keep your hand against it. If anyone threatens you for your wallet, it may be safest to give it to them, as they may have a weapon. Contact authorities and deactivate your credit cards only when it is safe.

9. Don’t Be Afraid to Contact Authorities

If you’ve been the victim of a crime, don’t hesitate to contact authorities. Don’t wait if you’re being followed or someone is trying to break into your hotel room. Sometimes, you need to contact local authorities as a precaution. Don’t be afraid to do so—that’s what they’re there for.

10. Choose Secure Lodgings

You and your belongings will be vulnerable while you sleep. While lodgings like hostels or dormitories can be cheap, you typically sleep in group accommodations with strangers, leaving you and your belongings at risk. Private hotels are usually safer in areas with low crime rates. Be sure to lock hotel doors as much as possible, and never leave money or documents in your room unsupervised.